Cycling Personal Insurance

Road cycling is the most widespread form of cycling. It is an excellent form of exercise delivering a full body work out for the rider. Road bikes are light, aerodynamic and built with one thing in mind… Speed! 

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In todays society road bicycles make excellent transportation. The number of bikes on the road is increasing year on year as the roads become more congested and the prices of motoring is on the up. Unfortunately because todays roads are busier than ever, cyclists are often at risk and very vulnerable on the roads.

In fact every year in this country around 19,000 cyclists are killed or injured in reported road accidents, this includes around 3,000 who are killed or seriously injured, and this is based on incidents reported to the police. It is estimated that the actual figure could be two or three times higher because the majority of cycling accidents are not reported.

Needless to say life as a cyclist can get hairy out there at times. But lets not take anything away from what is a healthy, rewarding and most of all a fun way to get around.

Unfortunately an accident often comes at a time when you least expect it and you don’t necessarily have to be at fault. All it can take is one careless motorist, bad weather or a spot of bad luck and you can be faced with a mountain of medical bills and a lengthy spell of time off work. 

Have you ever considered what you would do if you were forced to take time off work? Could you pay the mortgage/rent, bills and other day to day living expenses that you may have?

Help is at hand because Totally Sports Insurance provide Personal Sports Insurance for cyclists. This could help you with your monthly out goings such as mortgage repayments, utility bills and even any medical bills you might have, whilst you are off work due to an injury. This insurance will provide cover whether you ride on or off road, commute, ride for fun or even competitively. 

Mountain Biking and BMX are covered too, so protect yourself and speak with an advisor about our Cycling Accident Insurance today.