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Horse Rider Insurance


People have enjoyed riding horses for hundreds and hundreds of years. It is an extremely popular and healthy activity for people from all walks of life. It can be challenging yet very rewarding. You only need to ask someone that has had the pleasure to raise and train their own horse. For these people and many others it is more than a sport. It is a way of life.

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However horse riding is an extreme sport. It has this label because there are many dangers associated within the sport. Anybody who has ever ridden will know that. In many aspects of the sport quite sizeable obstacles are jumped at speeds that would be breaking the speed limit on many UK roads. Obviously this means that accidents are a given. It's often very easy to be injured from the fall alone, let alone if your horse falls on top of you or you have the misfortune of being trodden on.

Totally Sports Insurance is backed by equestrian legend Wendy Schaeffer
Wendy Schaeffer Badminton 2014 - Photo credit Alex Colquhoun.

The great thing about Totally Sports Insurance is that it will cover you for all aspects of the sport and help protect your way of life. Whether you choose to ride your companions off road on fields, bridleways or on the UK's busy roads. Totally Sports Insurance has a tailor made Personal Horse Insurance Policy to cover you for any outcome, whether you are working or playing, 24 hours a day 7 days a week.

It has been estimated that there are around three million horse riders in Great Britain, many of whom ride on the road. Although many prefer not to do so, riders often have no choice because they need to reach bridleways and other off road facilities. Horses are hugely powerful animals.

horse rider accident insuranceThey can be easily frightened and can panic without prior warning. Fast moving traffic or sudden loud noises can make your horse react unpredictably. They often not only put themselves in danger, but possibly the rider too. The Royal Society for the Prevention of Accidents reported in 2011, that there were 133 horse rider casualties recorded by the police in Great Britain in 2011. This includes two serious injuries to children who were riding a horse, and four fatal injuries to adult riders. It has to be said that motor vehicles, horses and riders are not a great combination. Policies start from as little as £1.73 a week. We may not be able to prevent injuries, but we can offer you the next best thing and look after your interests whilst you are injured and unable to work. The costs to keep of a horse is said to be upwards of £3100 per year. A policy with Totally Sports Insurance would not only help you with the cost of this but help with bills and other out goings. Get yourself covered and start reaping the benefits today. The horse rider lifestyle at times can be extremely busy, so request a call back from one of our friendly sales advisers at a time that is convenient for you.