Why get cover?

Did you know that if you have health or critical illness insurance and your sport isn't disclosed in the paperwork, you may not be covered if you sustain an injury when playing?

Many people mistakenly believe they'd be covered by their existing insurance policy if they came off their bike, or broke their ankle playing football. Unfortunately, this isn't the case. If you found yourself unable to work due to an injury, would you be able to manage on sick pay from your employer, or if you're self-employed, with no income at all?

We can arrange comprehensive insurance that will cover you, from the day you sign up, for playing, practicing, riding, or participating in sports in any way.

If the worst should happen, and you are unable to work due to illness or accidental injury, your income protection plan will keep paying until you return to work, or up to two years, or until your chosen plan end date, whichever happens first. There are no additional premiums for occupation, smokers, gender or hazardous pursuits. As long as you're aged between 18 and 60, we can arrange cover for you and give you real peace of mind.

With cover starting from just £1.73 a week, why run the risk? Get total peace of mind. Get Totally covered

Your plan covers you from day one, and you can choose how long you have to be unwell before your plan begins paying. This can be anywhere from one day to two years.


There are other providers of Short-Term Income Protection and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at