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About Us

One of the first things you’ll discover when you deal with Totally Sports Insurance is we won't baffle you with financial jargon, or hide important facts in small print. Also, we won't sell you something you don't need, don’t understand, or that you can't afford.

What we will do is talk to you about your lifestyle and your requirements, then devise solutions that are right for you, within your budget. Solutions that will pay out if and when you need them.

 

What makes us different?

  • Totally tailored - our friendly and knowledgeable advisors will recommend a tailored package of cover which suits the needs of you and your family
  • Totally affordable - you tell us your budget, and we'll ensure arrange quality cover that you can afford
  • Totally trusted - our customers trust us to recommend the best cover for them. They trust us to ensure that their lives, livelihoods and families are protected against the worst
  • Totally ethical - we do things right. We will never recommend a product that isn't right for you
  • Totally covered - we can arrange day-1 cover that will pay out in the event of an accident whether you are practicing, playing or competing. We can also arrange protection for your whole family

The Totally Difference

There are some very good, practical reasons why you should talk to Totally about your personal insurance needs.

1. If you wish to protect your income we can arrange cover that will continue to pay you until you're ready to return to work.

2. We can arrange for you to protect up to £1000 a month of income without you having to prove your income. And if you can prove your income we can arrange cover of up to 60% of your income (subject to a maximum pay-out of £8,333 a month).

3. If you wish to protect yourself against accidents and fractures we can arrange cover for multiple fractures and dislocations.

4. We won't try and sell you multiple, overlapping insurance products that you don't need or want. Instead, we'll design a comprehensive solution that ensures you and your family have exactly the level of cover you need, at the right price. It's that simple. There's no upfront payment, and your paperwork will be with you before any money leaves your account.

At Totally Sports Insurance we want our customers to know that we will always be open, honest and transparent in our dealings. We do things ethically and we do things right.

IMPORTANT - we are aware of a handful of unscrupulous agents operating in the area of sports insurance. They are selling products from reputable insurance providers, but some of the practices they employ are dishonest to say the least. We're determined to stamp out underhand practices in the industry, so if you've encountered one of these agents, we'd like to encourage you to be a whistleblower and let the provider (or us) know about them. If you've had any dealings that rang alarm bells, ask yourself:

  • Are you 100% certain that your hobbies are disclosed on the paperwork? You may have told the agent that you played sports, but please do check the small print. We've seen too many cases in which a customer's sport doesn't make it on to the paperwork, meaning they aren't covered for injuries relating to it.
  • Have you been asked to lie about the sport you play? We've come across cases in which motocross riders have been told to say they play football as they wouldn't be covered otherwise!
  • Have you been advised to be dishonest about a claim? Even more shockingly, we know of one case in which a biker took a tumble during a race and was told by his agent to say he was only practicing. Needless to say, the insurers checked, and the £20k payout the customer had been expecting didn't materialise - the claim was null and void

We're not trying to scaremonger; we just want to prevent anyone else getting caught out by these less than reputable individuals. At Totally, we took a decision early on to become regulated, because we want our customers to be confident that we will always be open, honest and transparent in our dealings with you. We're the ethical insurer and we do things right.