Totally Accident Plan (TAP)

What is it?

Totally Accident Plan, or TAP as we like to call it, is an insurance policy from Covea Insurance plc. It pays you a lump sum if you have an accident and injure yourself, whether you’re playing sport, at home, or at work.

Who's it for?

If you're involved in sport at any level, this plan is for you. It's open to anyone aged 18 - 59 and residing in the UK. You won't be excluded on the grounds of occupation or lifestyle, making it ideal for self-employed and employed people alike. It can even be extended to cover your whole family.

Why do I need it?

If you have an accident or sustain an injury, wouldn't it be nice to receive a cash sum to cushion the blow? TAP will cover you not only when you're practicing, but also when you're competing in sports. It even covers you for injuries sustained at home or in the workplace. It's the only policy we know of that offers you this extensive level of cover, and it's the ideal accompaniment to income protection.

What else do I need to know?

  • Guaranteed acceptance for UK residents aged 18 - 59 (cover runs to age 85)
  • Costs as little as £1.73 per week, for individual, level 1 cover
  • You're covered for fractures, dislocation and hospitalisation
  • Cash sum payable for injuries sustained up to the age of 85
  • Your children can be covered up to the age of 18
  • The policy is underwritten by Covéa Insurance plc
  • Now covers anterior cruciate ligament injuries

There are some exclusions and limitations to the policy, including a maximum amount insured. For more information please download the Policy Wording or Key Facts documents below. Payments are subject to the terms and conditions of the policy.

How do I get it?

You can now purchase Totally Accident Plan online - click here to proceed. This link will take you to the website of Covea Insurance plc, the insurer that provides Totally Accident Plan. Totally Sports Insurance is not responsible for the content of external website.

The Sports we cover:

  • Boxing Insurance
  • Diving Insurance
  • Football Insurance
  • Longboarding Insurance
  • Snowmobiling Insurance
  • Squash Accident Insurance
  • Windsurfing Accident Insurance
  • Plus Many More...